Your money is safe.
Every single deal.
Africa Acquisition holds all deal funds in a regulated, segregated escrow account. Neither buyer nor seller can access funds until both parties confirm a successful asset transfer.
Escrow Status
Deal #AA-2025-0847
Funds releasing in 48 hours upon buyer sign-off.
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How escrow works, step by step
Five sequential stages, each with defined responsibilities and active protections. No funds move until every stage is verified. Click any step to see the full detail.
SPA Signed
Both buyer and seller have signed the Sale and Purchase Agreement. All deal terms are finalised — price, structure, transition period, non-compete, and reps & warranties.
🧑 Buyer action
Review SPA one final time. Confirm all terms match what was agreed in the LOI.
🏢 Seller action
Confirm SPA reflects agreed terms. Be ready to begin asset transfer once escrow is funded.
Active protections
Escrow Funded
The buyer deposits the full purchase price into the Africa Acquisition escrow account via Paystack, Stripe, or international wire. Funds are held securely — neither party can access them.
🧑 Buyer action
Initiate payment via your chosen method. Keep your payment confirmation reference.
🏢 Seller action
You will receive confirmation once escrow is funded. Asset transfer can now begin.
Active protections
Asset Transfer
The seller transfers all agreed assets per the asset schedule in the SPA: domain, hosting, code repositories, social media accounts, email lists, customer data, and IP documents.
🧑 Buyer action
Verify each asset as it transfers. Do not sign off until you have confirmed access to everything on the list.
🏢 Seller action
Transfer assets in the order specified in the asset schedule. Provide access credentials via encrypted channel.
Active protections
Verification
The buyer has 72 hours to verify that all transferred assets work as expected — logins function, revenue is still processing, code deploys, and all accounts are accessible.
🧑 Buyer action
Test every system. Confirm payment processors are active. Run a test transaction where applicable.
🏢 Seller action
Remain available to resolve any transfer issues immediately. Do not become unresponsive during this window.
Active protections
Sign-Off & Release
Once the buyer confirms everything is in order, both parties sign the digital completion certificate. Africa Acquisition releases escrow funds to the seller within 48 hours.
🧑 Buyer action
Sign the completion certificate in your deal dashboard. This triggers the fund release.
🏢 Seller action
Countersign the completion certificate. Funds clear to your nominated account within 48 hours.
Active protections
See it in action
Run the interactive simulator to watch all five escrow stages play out — with buyer actions, seller obligations, and active protections displayed at each step.
SPA Signed
Day 0 · Both parties
Both buyer and seller have signed the Sale and Purchase Agreement. All deal terms are finalised — price, structure, transition period, non-compete, and reps & warranties.
Buyer action
Review SPA one final time. Confirm all terms match what was agreed in the LOI.
Seller action
Confirm SPA reflects agreed terms. Be ready to begin asset transfer once escrow is funded.
Built-in protections for both sides
Escrow is designed to be fair. Here's every protection in the system and who it covers.
Funds never touch the seller
Escrow funds are held in a segregated account entirely separate from operating funds. The seller has zero access until you sign the completion certificate.
Multi-signature release
Releasing escrow requires digital sign-off from both parties plus platform confirmation. No single party can trigger a release unilaterally.
Asset transfer tracked
Every asset in the transfer schedule is tracked. Funds stay locked until the buyer confirms every item has been received and verified.
Payment guaranteed on completion
Once the completion certificate is signed, funds release within 48 hours. The buyer cannot reclaim funds without legal cause after sign-off.
FX rate locked at LOI
For non-USD deals, the exchange rate is fixed at LOI signing. Both parties are protected from FX movements across the full due diligence period.
Full audit trail
Every escrow action is timestamped and logged — funding, asset confirmations, sign-offs, and releases. An irrefutable legal record is created.
Supported currencies & methods
All listings are priced in USD, but you can fund escrow in your local currency. Click any row to see full details.
For cross-currency deals, the FX rate is fixed at LOI signing and documented in the SPA. Fees are charged in addition to the agreed deal amount and shown in full before you confirm funding.
Dispute resolution
In the rare event of a dispute, funds remain locked and our team mediates. Here is the exact process.
Raise a dispute
Either party raises a formal dispute through the deal dashboard within the 72-hour verification window. Funds remain locked during the entire review period.
Evidence submission
Both parties submit supporting evidence within 48 hours: screenshots, access logs, transfer records, and communication history from the deal dashboard.
AA mediation
Our deal team reviews all evidence and contacts both parties directly. The vast majority of disputes are resolved at this stage within 3–5 business days.
Resolution & release
We issue a decision: full release, partial release (for partial delivery), or buyer refund. Unresolved cases escalate to our legal arbitration partner at no additional cost.
Disputed funds ever lost
Since launch, zero buyers have permanently lost funds held in Africa Acquisition escrow. Every dispute has been resolved.
Dispute timeline guarantee
Disputes must be raised within the 72-hour verification window. After signing the completion certificate, escrow is permanently released and cannot be reversed through the platform.
Real experiences
Buyers and sellers on escrow
"I was wiring $605K to someone I'd never met in person. The escrow process removed every ounce of anxiety. Funds were held securely and released the moment I confirmed everything was in order."
David Osei
Buyer · Accra, Ghana
"As a seller, I was worried about buyers ghosting post-diligence. Knowing the funds were locked in escrow before asset transfer changed everything. Zero stress at closing."
Amara Nwosu
Seller · Lagos, Nigeria
"There was a minor issue with one account transfer — the AA team mediated in under 2 hours and we resolved it without even formally raising a dispute. Exceptional service."
Naledi Sithole
Buyer · Johannesburg, SA
FAQ
Escrow questions answered
Escrow funds cannot be released to the seller without both parties signing the completion certificate. If a seller becomes unresponsive after escrow is funded, raise a dispute in your dashboard. Our team will attempt to contact the seller. After 14 consecutive unresponsive days, we initiate a full refund. Your funds are never at risk from a non-responsive seller.
Once both parties have digitally signed the completion certificate, funds release and the transaction is complete. Refunds after this point are not available through escrow — claims become a legal matter governed by the reps and warranties in your SPA. Never sign the completion certificate until you have personally verified every transferred asset.
If partial assets have transferred and been verified, we can structure a partial release. For example, if 80% of assets are confirmed but a key account remains pending, we release 80% of funds immediately and hold the remaining 20% until delivery. This is facilitated by our team and documented in the deal record.
For deals where the buyer pays in a non-USD currency, or the seller receives in a different currency, we fix the exchange rate at LOI signing. This rate is documented in the SPA and applies to the escrow funding amount. Both parties are protected from currency fluctuations — which can be material over a 4–8 week due diligence period.
Funds are held in regulated, segregated accounts with our banking partners. They are never invested or co-mingled with any operating funds. Our banking partners carry standard deposit insurance per their regulatory requirements. For deals above $500K, we can arrange additional insurance coverage upon request.
Buyers pay a transaction processing fee of 0.5–1% depending on currency and payment method (minimum fees apply per the currency table). The seller pays the platform closing commission (6–8% of sale price). All fees are displayed in your deal dashboard before you confirm funding — nothing is hidden.
Close your deal
with total confidence.
Every deal on Africa Acquisition comes with escrow protection built in. Browse listings, make your offer, and close knowing your funds are safe at every stage.
No hidden fees · Legal arbitration available · Cancel anytime